Bankruptcy Answers
If you are facing serious financial challenges, you are not alone.
If you are struggling with serious debt, filing bankruptcy might be the right answer.
If you have recently experienced unexpected job loss or business failure; death, divorce, illness, or just can not get caught up with bills - you are entitled to debt-relief.
It is your right to file for bankruptcy to help you get a fresh financial start.
We will help you keep as much of your property as possible immediately putting a stop to:
- Home foreclosures
- Vehicle repossessions
- Garnishments
- Credit Card Debts
- Utility shut-offs
- Lawsuits
-
Creditor Harassment
List of Exemptions as of 04/01/2010
- Home: $ 20,200 of equity
- Motor Vehicle: $ 3,225 of equity
- Cash on Hand/Owed, Tax Refunds, Money on Deposit: $ 400
- Household Goods, Furnishings, Clothes, Appliances, Books, Animals, Crops, Musical Instruments, Guns, Hunting and Fishing Equipment: $ 10,725
- Jewelry: $ 1,350
- Tools of Trade: $ 2,025 of equity
- IRS Exemption: 100% of payments under child tax credit
- IRS Exemption: 100% of earned income tax credit
- Retirement Account Funds Including: Pension, Benefit, Annuity, Retirement Allowance, Accumulated Contributions, PERS Deferred Compensation, Ohio Public Safety Officers Death Benefit Fund, IRA, Roth IRA, Education, Individual Retirement Account and Keogh or H.R. 10 Plan: unlimited
- Child/Spousal Support: unlimited
- Various Federal Exemptions: unlimited
- General Exemption: $1, 075 Wild Card-anything you want
We can also try to negotiate your debt to avoid bankruptcy. Give us a call today (216) 228-1166.
